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Business Banking

eFinancial is a community bank managed by experienced banking professionals. Our strong ties to the business community have given us tremendous insight into the diverse banking needs of area companies. Every business is different, which is why our business banking products are designed to meet the unique needs of your business.

Along with offering innovative and competitively priced banking products, we provide them with an extraordinary level of personal service. From picking up your daily deposits to providing a computer link from your office to eFinancial, we will ensure that your banking is done as efficiently and as conveniently as possible. If you are interested in establishing a business product relationship, please contact us by posting a message through our Contact Us page.

Checking & Savings

eBiz Checking is a non-interest-bearing checking account designed for partnerships and corporations that gives an earning credit for balances to offset service charges. A minimum opening deposit of $2,500 is required. Monthly statements include images of paid checks. Multiple accounts can be linked for analysis purposes. There is no charge for incoming ACH transactions, cashiers checks, copies of checks or statements, telephone transfers, or incoming wires.

eBiz Savings is a tiered-rate savings account designed for businesses, non-profit organizations and government entities that combines liquidity and high interest rates. It is a convenient way to invest excess funds. It allows immediate access while paying interest rates comparable to term investments. A minimum opening deposit of $2,500 is required. Interest is calculated on the average daily collected balance and paid monthly. Check writing capabilities, not to exceed three in one month, are also included.
 

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